Builder’s Risk Insurance

Builder’s Risk Insurance

Manage risk at your construction site.

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What Is Builder’s Risk Insurance?

Also known as course of construction, builder’s risk is a type of property insurance that covers buildings or construction areas during the period of construction. This policy is designed to protect construction sites against loss and damage.


What Is Coverage Like?

    Coverage generally includes the buildings and structures under construction as well as materials and equipment that are onsite or in transit to the job site. A builder’s risk policy will generally take the unique nature of the construction site into account, so coverage may look different policy to policy. Coverage usually ends when the work is complete.

Who Needs Builder’s Risk Insurance?

Builder’s risk insurance offers coverage for those with a financial interest in a construction project. Contractors and subcontractors as well as stakeholders will benefit from the protection this policy offers.