How to Get Your Home Ready For a Safe Halloween
Witches and ghouls are scary for the kiddos, but as a homeowner, you know that the real terror of Halloween lies in vandalism, lawsuits, and liability claims. Use these tips to make your home and belongings safe on Halloween night, both for you and your spooky...
How Smoking Affects Your Health Insurance Premiums
You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and...
How Marriage Can Change Your Insurance Needs
You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world - and often your home - with someone else’s. Among the changes that come with married life are adjustments you should make to your...
WHY STAY AT HOME PARENTS NEED LIFE INSURANCE
You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The...
Teens and Distracted Driving
Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear...
Strategies to Reduce Employee Illness and Injury
As a business owner, the health and safety of your employees should be a top priority. Not only are healthy employees happier, but they are more productive, too. Ultimately, having high health and safety standards will also reduce costs to your business since...
We are pleased to welcome and announce David Gibbs as our newest Sales Specialist Intern
We are pleased to welcome and announce David Gibbs as our newest Sales Specialist Intern. He will graduate from Middle Tennessee State University in May of 2020 with a Bachelor's Degree in Finance. We are thrilled to offer internship positions to many future...
INSURANCE GROUP OF AMERICA (IGA) EXPANDS ACROSS TENNESSEE; DEEPENS TEAM TO CONTINUE RAPID GROWTH
Fast-growing Nashville insurance agency adds Memphis partner, expands risk management services, deepens team throughout company FRANKLIN, TN – Insurance Group of America (IGA), a Franklin-based boutique insurance agency with the resources of a national firm, announced...
6 Ways to Know if Your Brakes are Failing
Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start...
What to Expect In a Life Insurance Exam
If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to...
IGA Risk Management offers two Classes
IGA Risk Management is excited to offer two classes available to all interested. Kelsey Unland, Director of Risk Management at IGA will conduct the training classes. Kelsey is an OSHA authorized construction trainer for 10 & 30 hour courses and is a First...
How to Handle a Parking Lot Accident
Parking lots are considered one of the most dangerous places to drive for a reason. With limited visibility, crowded spaces, and mediocre signage, parking lots are hot spots for fender benders on a daily basis. When an accident happens in a parking lot, there are...
How Non-US Citizens Get Life Insurance
Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship...
Trench Safety Stand-Down June 17 – 21
Please visit www.nuca.com/tssd for important information about Trench Safety Stand-Down June 17 - 21. What's a Stand-Down? With your employees/crews during June 17 - 21, hold a toolbox talk or safety activity to draw attention to the hazards of working in and around...
5 Surprising Household Hazards
We know you do everything you can to keep your house safe, especially if you have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and...
How Whole Life Insurance Can Be Useful During Your Lifetime
Permanent life insurance, sometimes referred to as whole life insurance, is a policy guaranteed to remain in force for the insured’s entire lifetime as long as the premiums are paid. While it serves its purpose of helping your beneficiaries when you pass away, it can...
Will My Home Insurance Policy Cover My Dog’s Breed?
As dog owners, we love our furry little companions more than anything. Unfortunately, some insurance companies don’t if your pooch falls under certain breed categories. There are a number of breeds that many insurance companies are hesitant to offer coverage for...
Will My Family History Affect My Life Insurance Rates?
You’ve probably heard that you can’t get good rates on life insurance if you have an existing medical condition. But what if you’re a healthy person with a not-so-healthy family history? Unfortunately, those odds of pre-existing conditions can be stacked against your...
National Work Zone Awareness Week: Drive Like You Work Here
NWZAW was created to raise public awareness of work zone hazards and the importance of work zone safety. Motorists are encouraged to slow to posted speed limits, eliminate distractions while driving, and be watchful for roadway workers and their equipment. This year’s...
Retirement Plans: What You Are Truly Saving For
At first, it may seem like all that money you put into retirement savings over the years is pointless. However, in actuality, you will be thanking yourself for setting aside so much money once the time comes. Take a look at what you can look forward to after saving...