Supplemental Health Insurance – What Options Are Out There?
When shopping around for general health insurance, you’ve probably come across the term supplemental health insurance. Most will go with the overall health coverage and be done with the search, but what if something happens that isn’t covered by your overall care?...
Do You Really Need Boating Insurance?
With Summer officially starting, many people are beginning to hit the water. Are you looking to purchase a powerboat or a sailboat to use this summer? If you are, there is a good chance that you are looking into boat insurance as well. Did you know that only two...
3 Reasons You Need Contractors Insurance
With DIY products and ambitious projects widely available online in posts and videos, more and more people are taking a swing at becoming a contractor in their spare time. For some, it becomes more than just a hobby. Working as a contractor may be more fulfilling for...
Flood Preparation Before Disaster Strikes
As we enter the “flooding season,” no home is completely safe from the potential of flooding. Just one inch of water in a home can cost more than $25,000 in damage. but flood insurance can be the difference between recovery and financial devastation. Did you know that...
Choosing Auto Insurance that’s Right for You
These days we’ve seen an influx of people choosing to travel rather than buy material things. It’s about the experiences over physical objects. Usually, choosing a car would result in hours of research, test-driving and multiple visits to different car lots. You got...
How Technology Can Protect Your Home
According to a study by the Insurance Information Institute, around one in 250 insured homes files a theft claim each year. Although this is not the most common claim, it is significant enough that insured homeowners should be looking into their options for getting...
Why Do I Need Renter’s Insurance?
If you are planning to move out on your own for the first time or maybe you are renting a room, chances are you’re going to need to invest in renter’s insurance. Only a staggering 41% of renters actually have renter’s insurance. Some building managers require tenants...
Ride Safe: May is Motorcycle Safety Awareness Month
It can be a glorious feeling to ride with the wind in your face and the sun on your back, but the fun can turn deadly in an instant if riders do not take the proper precautions. Motorcycle riders are overrepresented in traffic accident fatalities. Take the right...
It’s Motorcycle Safety Awareness Month – How Can You Be Safe On The Road?
May is known as Motorcycle Safety Awareness Month. Did you know that motorcyclists are much more vulnerable to crashes than other drivers? According to NHTSA, there were 5,172 motorcyclists killed in motor vehicle traffic crashes – a decrease of 3 percent from the...
Treehouses & Trampolines: What’s Insured in Your Outdoor Space
Backyard fun may come at a cost, but that doesn’t mean you should avoid splurge purchases like trampolines and treehouses altogether. Ultimately, it’s a family decision, partly based on feedback from your pediatrician on risk vs. benefit, and partly based on whether...
When Do You Need Commercial Auto Insurance? The Answer Might Surprise You
For some, it’s an easy question. You need commercial auto coverage when your business owns company vehicles – whether it’s one or an entire fleet. However this is not the only instance in which a commercial auto policy is recommended. If you often use your personal...
6 Things to Know About Aging Out of Your Parents’ Health Insurance
The Affordable Care Act allows young adults to avoid high premiums and retain health insurance coverage as a dependent on their parents’ health insurance plans. What age you get the boot and need to insure yourself varies. The ACA states that you lose coverage from...
Giving Back to Your Employees: Why a Great Benefits Package Matters
Ray Silverstein, president of small business advisory group President’s Resource Organization, has said that there are specific benefits that good employees expect out of a job. Entrepreneur published his perspective that while medical insurance is at the top of that...
What Does It Mean to Be Financially Literate?
April has been Financial Literacy Month since 2004, when the Senate passed a resolution aimed at helping the public see just how important it was to pursue financial education. A person who is financially “literate” knows how to budget, knows how to invest, and knows...
Using Your Tax Refund to Buy Life Insurance
If you are in the position to receive a tax refund, the first thing you think of when you consider using it is probably not life insurance. However, it’s important to keep an open mind! Instead of using your tax refund on things you don’t truly need such as more...
Awareness and Safety Amid COVID-19
The world has been filled with chaos and worry amid the coronavirus outbreak that has affected many people around the world. In response to the virus, many businesses have been forced to shut down and states have begun issuing stay at home orders. Below are some facts...
Five Immediate Steps for Visible Water Damage in Your Ceiling
It’s a daunting moment when you look up to find a puddle in a light fixture or a growing water stain on a ceiling. Here’s what to do to minimize the damage and get help for a repair. Clear and protect the area beneath the stain. Move furniture and valuables, then lay...
Applying for Life Insurance with Type 2 Diabetes: 6 Questions You’ll Need to Answer
According to the American Diabetes Association and the Centers for Disease Control and Prevention, individuals with type 2 diabetes spend 50 percent more on prescription drugs than individuals without and have a 50 percent greater likelihood of death. In turn, life...
Spring Maintenance Checklist for Homeowners
Winter can be tough on a home. Snow, ice, wind, rain and freezing temperatures can all place stress on your home’s structure. Now that Spring is here, it’s time to start taking stock of any needed repairs or updates to get your home back in top shape. Here are a few...
Is Travel Insurance Worth the Cost?
As spring break approaches and you peruse your options for travel both within the United States and abroad, you’re bound to be faced with a decision: do I accept the added cost of a travel insurance package? Whether you’re booking from a travel website or simply...