A person who is financially “literate” knows how to budget, knows how to invest, and knows how to manage long-term finances. In general, you can consider yourself financially literate if... …you know how to take care of your debt.  US News & World Report suggests...

Feeling the wind as you ride your motorcycle down a winding mountainside can certainly be exhilarating. Riding is an activity that combines mindfulness, adventure, and nature in a way that is uniquely distinct from simply driving a car. Unfortunately, according to the...

Vacations are wonderful opportunities to relax, explore new places, and enjoy time spent with family and friends. But as you prepare for time away from home, it is important to have the proper insurance policies set up in advance. While you hope to never need them,...

Cooling off in the pool is one of the most fun ways to beat the summer heat. But before you jump in, there are a few safety tips to keep in mind. Many of these suggestions are geared towards your children or young family members, but it is up to you to enforce them...

Most people have heard that they should keep inventory of the things they own in their home, but very few actually do. And those that do, rarely have one that is kept up-to-date. The good news is that putting together an inventory isn’t hard. It’s just very time...

It’s prime time for vacation homes to be used more often than other times in the year -- it’s summertime! If you have a vacation home, you may be wondering how you can protect your property and how to properly protect it based on the property's location. Typically,...

According to the Federal Emergency Management Agency (FEMA), floods are the most commonly occurring natural disaster in the U.S. However, most standard homeowners policies do not offer coverage for damages from flooding. When considering whether or not you need flood...

The Federal Emergency Management Agency (FEMA) reports that 40 to 60 percent of small businesses never recover and re-open their doors after a disaster. It is in the best interest of your business to maintain both adequate insurance coverage and a disaster recovery...

For many small businesses looking to retain top-quality staff while maintaining a tight budget, employee benefits are an excellent place to start. You may start your business with only a handful of people. If you have between one and 50 employees, you may be eligible...

Letting your little ones know the importance of being safe when a fire breaks out is imperative but can also be daunting. Such a serious subject can either be too much for them to handle, or it might go right over their heads. So how do you discuss the subject with...

There are probably many things on your mind as you prepare for your next vacation. From packing the proper clothes to booking flights and tours, your pre-trip to-do list can feel like it will never end. One task that should be at the top is obtaining travel insurance...

Research suggests revenue from short-term vacation rentals will surpass the hotel industry in 2020. In fact, Airbnb reports that on any given night, there are 2 million people staying at one of its properties. If you’re looking to make extra income listing your space...

Imagine coming home after dinner and a late movie showing, only to find your windows shattered and belongings scattered across the house. You know it is very clear that you have been robbed, but you do not know when this happened, what has been taken, and if the...

As the days grow longer and warmer, you may find yourself soaking in the sunshine for a few more hours each day. This has many health benefits, from improving your mood to increasing your vitamin D absorption, but there is a key caveat - you must protect your skin...

Summer is beginning to peek its head around the corner and it’s time to get your home ready for the summer heat! You should have maintenance upkeeps throughout the year, but summer is going to be our main focus in this blog. By starting your maintenance early, around...

The last thing you want to focus on when starting or running your business is what could go wrong. While you aren’t necessarily going to face struggles right away, if you aren’t covered with a good insurance policy, you’ll likely experience some issues down the road....

The Spring season may bring the rain showers and flower blooms we have come to associate with this time of year, but the constant change in temperatures and air pressure also has another effect - tornadoes. Certain parts of the U.S. are at higher risk for tornadoes,...

Feeling the wind as you ride your motorcycle down a winding mountainside can certainly be exhilarating. Riding is an activity that combines mindfulness, adventure, and nature in a way that is uniquely distinct from simply driving a car. Unfortunately, according to the...

Homeowner’s insurance is directly linked to the value of your home, and the only way to be confident you have the coverage you need is to be transparent about improvements you’ve made to your property over time. Here’s what to consider before, during, and after a home...

As a homeowner, you hope never to encounter a fire on your property. Home fires are a common occurrence, taking place about every 93 seconds. Therefore, it is vital to prepare a fire safety plan, should the unexpected arise. Here are a few tips to ensure you and your...