Spring Forward to Auto Safety
As the temperatures begin to rise, it can be tempting to take long drives with the windows down or plan vacations to other cities and states. But is your car protected and prepared for more hours spent on the roads? By doing a tune-up on your car, and ensuring your...
What You Need to Know About Funeral Planning
It’s the topic no one needs to think about, but everyone needs to think about it. For as the saying goes, the only things in life that are certain are death and taxes. When the time comes for you or a loved one, nothing helps people say goodbye like a meaningful...
Understanding Cardiovascular Disease and What It Means
According to the American Heart Association in a 2019 study, nearly half of all adults in the United States - 48% to be exact - have some form of cardiovascular disease. The term “cardiovascular disease” is used to refer to a number of conditions, including heart...
How Does My Dog’s Breed Affect My Homeowner’s Insurance?
It has long been said that dogs are humankind’s best friend. If you have a canine companion you love, chances are they are an integral part of your family life. They snuggle with you (or on the dog bed) at movie nights, attend your barbeques and parties, and run to...
How to Utilize Life Insurance for Your Retirement
When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a...
Buying, Building, or Renovating a Home? 5 Things to Know About Insuring Your Investment
The process of owning a new home can be exciting, especially for a first-time buyer. But it can also be challenging to navigate, especially when trying to figure out the right types of insurance you’ll need. Here are five things you’ll want to keep in mind as you...
How to Protect Yourself from a Slip, Trip, or Fall
Slips, trips and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen...
Is Your Small Business Prepared to Handle a Lawsuit?
The thought of facing a lawsuit at your business is a scary thing. Large businesses likely have a legal department that is practiced at handling these situations, and they may even have a budget set aside specifically for legal matters. For small businesses, it is not...
Understanding Employee Practices Liability
Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise of lawsuits employees have been putting...
How to Prevent Cold Weather Injuries
Many people in the world still have jobs and positions that require them to complete work outside no matter the weather. Worker’s compensation benefits were indoctrinated to help protect those who work in labor intensive positions. While we can lean on the workers'...
3 Ways to Make Your Home Kid-Friendly and Safe
Moving into a new home can be an exciting, yet stressful, process. In the mix of things, you shouldn’t have to worry about the safety of your children. Use these tips to make sure that every area of your home is childproof and safe for your kids to play in. ...
Applying for Disability: What You Need to Know
Applying for disability can be a scary situation to be put in. The government has two different programs that are set in place to help assist those who are now needing disability assistance. If you are newly disabled, you may be wondering if you qualify for financial...
Busting Common Life Insurance Myths
According to the 2019 Insurance Barometer Study by Life Happens and LIMRA, 43% of American households do not have any life insurance. Furthermore, 40% of those households reported that they would immediately struggle to pay living expenses if their primary wage owner...
Driving Safely in Winter-Like Conditions
Prepare Your Vehicle In addition to the annual tune-up and maintenance your vehicle undergoes, there are more small things you can do to help winterize your vehicle in anticipation of the winter months. Below are a few tips to help you protect your vehicle: Test...
New Year Means New Insurance Coverages
It’s another new year and everyone is listing off their new year resolutions. Many people forgo an important resolution that should beat out going to the gym weekly or eating a cleaner diet. What is this resolution that should beat out all the typical goals? Reviewing...
5 Tips for Driving at Night
Depending on your job, you may need to do a lot of driving at night. Or perhaps you like to leave in the wee hours to go on family vacation, so you can arrive at a decent time the next day. Some drivers do prefer night driving because the roads are more open. Even so,...
Protecting Your Pet During the Holiday Season
The holidays are full of excitement and celebrations with family and friends. While getting ready for the festivities, meals, and decorating time that is planned can create excitement for you and your furry friends, there are several things to watch out for. As their...
Are You Getting the Most Out of Your Life Insurance Policy?
Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn't fully understand your options. Maybe you selected a pricier...
Space Heater Safety Tips to Avoid House Fires
People across the nation are breaking out their winter jackets, scarves, and gloves to prepare for the winter months that are upon us. Keeping warm during winter is important for everyone, so it is likely that many people are grabbing their space heaters as well....
When to Update Your Life Insurance Beneficiaries
Life insurance: you may not want to think about it too hard, but you need to. It can be difficult to consider the possibility of your own passing, but when you realize what the financial consequences of your death might be for your loved ones, you’ll realize just how...
